Questões de Língua Inglesa da ESAF

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#Questão 479657 - Língua Inglesa, Vocabulário, ESAF, 2001, BACEN, Analista (Prova 1

Read the text below in order to answer questions 31 to 33:

The headline of the article states that "The world's three largest economies are limping", which means they are

#Questão 479653 - Língua Inglesa, Vocabulário, ESAF, 2001, BACEN, Analista (Prova 1

Read the text below in order to answer questions 37 to 40:

Shocks to the system

At the start of the year, it was not uncommon to hear businessmen saying that Brazil was enjoying its best economic conditions for a generation. The country appeared to be well on the way to a period of sustained economic expansion. Most economists were looking to another strong year of growth, with gross domestic product expanding by 4.5 per cent in 2001, on top of 4 per cent in 2000. Real interest rates were about to fall to single digits for the first time in decades.

However, within just a few months, the outlook for the Brazilian economy has deteriorated dramatically. A whole series of unexpected factors are to blame. "We have been confronted by a series of shocks", admits Armínio Fraga, president of the central bank.

The main cause of this turnaround has been the energy crisis. It had been well known for several years that Brazil ran the risk of power shortages because the expansion of capacity was not accompanying growth in demand, leaving the reservoirs that fuel the power stations precariously low. Yet, even with so much advance warning, the introduction of rationing still came as a surprise.

Concerning the Brazilian economy, the year 2001 has been

#Questão 479655 - Língua Inglesa, Vocabulário, ESAF, 2001, BACEN, Analista (Prova 1

Read the text below in order to answer questions 34 to 36:

Fed steers US rates lower by quarter point

The US Federal Reserve last night demonstrated its determination to steer the American economy away from recession when it cut its key interest rate for the seventh time this year and signalled that borrowing costs could fall again.

The Fed announced it was cutting its funds rate by a quarter of a point to 3.5 per cent, its lowest for seven years, and also reduced its largely symbolic discount rate. The discount rate fell a quarter of a point to 3 per cent, matching lows seen in the early 1990's.

In a statement released alongside the rate decision, the Fed reiterated its so-called "easing bias", a signal that rates are more likely to fall than rise, saying that the risks to the US economy remained "weighted mainly toward economic weakness".

The Fed said: "Business profits and capital spending continue to weaken and growth abroad is slowing, weighing on the US economy".

In connection with recession in the American economy, the aim of the Fed is to

#Questão 486335 - Língua Inglesa, Interpretação de Texto, ESAF, 2001, SUSEP, Analista Técnico

Read the text below in order to answer questions 19 and 20.

WHEN APPLYING FOR AN INSURANCE POLICY...

When you apply for an insurance policy, you will be asked all sorts of questions. For example, the agent will ask you demographic questions such as your age, gender, address, etc. You will also be asked questions which will be used to determine what type of risk you are. For example, when a company is deciding whether or not to offer you automobile insurance, it will want to know about your driving record, whether you have any recent accidents or tickets, and what type of car you drive. This information will help them decide whether your profile is consistent with the type of risks they are trying to attract. Some insurers specialize in offering insurance only to very safe drivers and will only accept applications from people who fit the profile of a safe driver. Once the insurer has decided your profile is consistent with the types of risks it accepts, your information will be used to determine which rate to charge you. For example, the company will decide whether you should be offered insurance at the high-risk driver rate or the low-risk driver rate. Collectively, this entire process is known as the underwriting process. Once a company's underwriting department has decided to offer you insurance, it next determines the "quality" of the risk so the proper premium can be charged. That is, high-risk people should pay more than low-risk people.

The premium established by the insurer

#Questão 486337 - Língua Inglesa, Interpretação de Texto, ESAF, 2001, SUSEP, Analista Técnico

Read the text below in order to answer questions 19 and 20.

WHEN APPLYING FOR AN INSURANCE POLICY...

When you apply for an insurance policy, you will be asked all sorts of questions. For example, the agent will ask you demographic questions such as your age, gender, address, etc. You will also be asked questions which will be used to determine what type of risk you are. For example, when a company is deciding whether or not to offer you automobile insurance, it will want to know about your driving record, whether you have any recent accidents or tickets, and what type of car you drive. This information will help them decide whether your profile is consistent with the type of risks they are trying to attract. Some insurers specialize in offering insurance only to very safe drivers and will only accept applications from people who fit the profile of a safe driver. Once the insurer has decided your profile is consistent with the types of risks it accepts, your information will be used to determine which rate to charge you. For example, the company will decide whether you should be offered insurance at the high-risk driver rate or the low-risk driver rate. Collectively, this entire process is known as the underwriting process. Once a company's underwriting department has decided to offer you insurance, it next determines the "quality" of the risk so the proper premium can be charged. That is, high-risk people should pay more than low-risk people.

According to the text,

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