9631
Q486444
Infere-se que o texto tenha sido escrito
9632
Q486442
According to the text, COBOL
9633
Q486333
Read the text below in order to answer questions 15 to 17.
According to the text, in urban areas,
9634
Q486331
Read the text below in order to answer questions 18 and 19.
The use of the Internet to commit insurance frauds
9635
Q486329
Read the text below in order to answer questions 17 and 18.
U.K.'s Cox increases World Trade Center loss estimates
Cox Insurance, a leading Lloyd's underwriter and retail insurer, announced that additional claims from the WTC (World Trade Center) disaster have raised its loss estimates from $96.5 million to between $122.5 million and $180 million.
The announcement highlights the difficulty many insurers are facing in estimating the exact amount of the losses they may eventually pay as a result of the Sept. 11 attacks. More than four months after the devastation occurred, there's still a wide gulf in estimates of what the eventual cost will be. The highest figure is around $70 billion, while lo...
9636
Q486327
Read the text below in order to answer questions 17 and 18.
U.K.'s Cox increases World Trade Center loss estimates
Cox Insurance, a leading Lloyd's underwriter and retail insurer, announced that additional claims from the WTC (World Trade Center) disaster have raised its loss estimates from $96.5 million to between $122.5 million and $180 million.
The announcement highlights the difficulty many insurers are facing in estimating the exact amount of the losses they may eventually pay as a result of the Sept. 11 attacks. More than four months after the devastation occurred, there's still a wide gulf in estimates of what the eventual cost will be. The highest figure is around $70 billion, while lo...
9637
Q486325
Read the text below in order to answer questions 19 to 21.
Urban Insurance Issues
Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.
Because losses tend to be higher in ur...
9638
Q486323
Read the text below in order to answer questions 19 to 21.
Urban Insurance Issues
Underwriting, the task of deciding what risks to insure, allows insurers to discriminate between good and bad risks. Differences in prices for insurance must reflect expected differences in losses and expenses. When the risk of future losses increases or when rates are inadequate, insurers become more selective about the degree of risk they will assume in an effort to preserve their profit margin. However, redlining, defined as refusal to issue or renew, or cancel an insurance policy based on the geographic location of the structure or individual to be insured, is illegal in every state.
Because losses tend to be higher in ur...
9639
Q486321
Read the text below in order to answer questions 22 to 24.
Insurance Fraud
Those who commit insurance fraud are not easily identifiable. The National Insurance Crime Bureau (NICB) says that insurance cheats range from organized criminals, to unscrupulous doctors, lawyers, vehicle body shop owners, to ordinary people who buy insurance. Although the motivation to commit insurance fraud is always monetary, the amount also varies greatly, from a few extra dollars on an insurance claim, to thousands or more stolen by organized fraud rings.
The Insurance Information Institute estimates that property/casualty insurance fraud cost insurers $24 billion in 1999. According to Conning and Company, fraud cost the entir...
9640
Q486319
Read the text below in order to answer questions 22 to 24.
Insurance Fraud
Those who commit insurance fraud are not easily identifiable. The National Insurance Crime Bureau (NICB) says that insurance cheats range from organized criminals, to unscrupulous doctors, lawyers, vehicle body shop owners, to ordinary people who buy insurance. Although the motivation to commit insurance fraud is always monetary, the amount also varies greatly, from a few extra dollars on an insurance claim, to thousands or more stolen by organized fraud rings.
The Insurance Information Institute estimates that property/casualty insurance fraud cost insurers $24 billion in 1999. According to Conning and Company, fraud cost the entir...