In terms of reference,...

A

“...them.” (line 5) refers to “...advisors...” (line 3).

B

“which...” (line 24) refers to “discussions...” (line 23).

C

“Many...” (line 35) refers to “...members...” (line 33).

D

“They...” (line 40) refers to “...hazards” (line 36).

E

“...whom...” (line 51) refers to “...ailments,” (line 49).